
instacart.com
Instacart Promo Codes & Ways to Cut Fees
An Instacart bill is store-set prices plus fees, taxes and tip. Instacart+ drops the delivery fee on $10+ orders, Costco members and some Chase cardholders pay less for it, pickup orders carry no service fee, and each storefront shows its pricing policy.
Does Instacart have promo codes?
Yes, but Instacart shares them by email or as banners in the app, and its terms say each code is for its intended audience, one per household, and can't be copied or transferred. On October 16, 2026 its own promos page listed free delivery on a new customer's first 3 orders and a 14-day Instacart+ trial rather than a public code. Add any code under Credits, promos, and gift cards or at checkout.[7, 8, 9, 28]
On this page now: No deals. We don't list Instacart codes. The ways to save work without one.
- Top way to save: Get Instacart+ if you order delivery regularly
Our verdict
For regular delivery, Instacart+ at $99 a year or $9.99 a month removes the delivery fee on orders of $10 or more ($35 at Costco) — service fees still apply, while pickup orders have no service fee at all. Before paying full price, look for a cheaper way in: $79 a year for Costco members, 3 free months with an eligible Chase co-brand card, or $4.99 a month for a year after an EBT SNAP order. Cancel only before a shopper accepts your order, or you may pay a $15 fee.
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5 ways, ranked
Ways to save at Instacart
Ordered by what each is typically worth to a regular shopper — the biggest saving first.
Get Instacart+ if you order delivery regularly
Instacart+ costs $99 a year or $9.99 a month and waives the delivery fee on grocery and retail orders of $10 or more per retailer, Costco orders of $35 or more and eligible restaurant orders of $25 or more. Twelve monthly payments add up to $119.88, so the annual plan is $20.88 cheaper if you keep it all year. It doesn't cover pickup or prescription orders, and service fees, taxes and tips still apply. One membership covers a family account of up to four people, and eligible members also get Peacock Premium, plus New York Times Cooking on the annual plan.[1, 2, 4, 5, 22]
- Open Your Instacart+ Membership in the app or on instacart.com.
- Start the 14-day free trial, which renews into the $99 annual plan unless you cancel.
- Add family members so their eligible orders get the $0 delivery fee too.
Pay less for Instacart+ through Costco, a Chase card or EBT SNAP
Costco members who link their membership pay $79 a year for annual Instacart+, and those who haven't had any Instacart+ plan since January 1, 2022 also get 2 free months. Primary holders of eligible Chase co-brand cards — Marriott Bonvoy, Southwest Rapid Rewards, World of Hyatt, IHG One Rewards, and the British Airways, Aeroplan, Aer Lingus, Iberia and Disney consumer cards — get 3 free months and, while they keep Instacart+, a $10 credit each month for one order paid with that card, for activations through December 31, 2027; after the free months it renews at $99 a year. Anyone who placed an EBT SNAP order in the last 6 months can take monthly Instacart+ at $4.99 for 12 months, then $9.99.[11, 12, 13]
- Costco: add your member number under Loyalty cards in your account settings.
- Open Your Instacart+ Membership and look under Unlock special offers or Member exclusive offers.
- Redeem the offer — for the Chase one, pay with the card itself, since Apple Pay and Google Pay don't count.
Use the new-customer delivery offer
New customers get a $0 delivery fee on their first three orders of $10 or more, each from one retailer. The first order has to be placed within 14 days of creating the account, and the rest of the offer expires 14 days after that first order. It covers the standard delivery fee only — not priority delivery — and service fees still apply. It's limited to one per household and excludes restaurant orders powered by Uber Eats.[9, 10]
Pick up the order when you can collect it
Instacart says pickup orders have no service fee, with or without Instacart+. Some retailers charge a pickup fee instead — Instacart's equivalent of a delivery fee — and the Instacart+ $0 delivery fee doesn't apply to pickup. From time to time Instacart also offers select customers credit back on eligible pickup orders; if it's available it shows when you order, and the credit expires 12 months after that order.[4, 5, 20, 21]
- Pick a retailer that shows Pickup under its name.
- Choose Pickup and the location on the map before you shop.
- Check the fees and any Estimated credit back line at checkout.
Clip the coupons and deals inside each storefront
The coupons on Instacart are manufacturer's coupons: tap the coupon box under an item and it applies when the item is in your cart. Buy One, Get One deals apply at checkout only when the right number of items is in the cart, and Stock Up & Save offers (spend a set amount on listed items, get a discount or a $0 delivery fee) sit on the retailer's store homepage. Instacart honors only coupons listed on its platform, so coupons from elsewhere don't count. At retailers that support it, linking your store loyalty card can carry over select member benefits, which show under Total Savings at checkout.[6, 7, 27]
Deals only
Instacart promo codes
Codes and offers kept by David Jones, who keeps this guide's deals current.
Instacart shares its promo codes by email or as banners in the app, and its terms limit each code to its intended audience and one per household, so we don't list codes here. What instacart.com offers publicly — such as the $0 delivery fee on a new customer's first 3 orders — is covered in the ways to save above.
We don't list Instacart codes
Instacart's codes are personal, and its rules don't allow sites like ours to publish them — so this guide sticks to the savings above, which work without one.
6 rules · instacart.com, United States
The rules that decide what you pay
What Instacart says about order cancellation, missing or damaged items, returns, Instacart+ cancellation and refunds, fees and promotions and credits — the details that turn a good deal into a bad one, or the other way round.
Order cancellation
Free until a shopper accepts the order; up to $15 after.
Cancel from Your orders > Help before a shopper accepts; afterwards a $15 cancellation fee may apply, and once shopping has started you have to contact support. Rescheduling is free until shopping begins, up to seven days after the original date, though you may pay any difference in delivery fees. Cakes, deli items, catering, party platters and holiday meal bundles can't be cancelled or moved inside the retailer's cutoff, typically 24–48 hours before the scheduled time.[16]
Missing or damaged items
Report within 3 days for a refund or credit.
Use Get help or Report a problem on the order within three days of delivery or pickup; Instacart can refund or credit up to what you paid for the item, or part of it if only part was missing or damaged. Report within 24 hours and you may get a same-day refund, which shows up as a smaller original charge rather than a separate line on your statement. Restaurant orders follow a separate process, and EBT SNAP items can only be refunded, not credited.[17, 18]
Returns
Each retailer sets the rules; service fees aren't refunded.
Returns follow the store's own policy, and some retailers don't accept Instacart returns at all. An approved return can come back to your card, as Instacart credit or as store credit; in-store returns need your digital Instacart receipt and the same payment card. If the item was bought with a coupon, the coupon's value is taken off the refund.[4, 19]
Instacart+ cancellation and refunds
Cancel any time; money back only in a narrow window.
Annual fees are refunded only if you cancel within the first 5 calendar days of a paid term or renewal and haven't used Instacart+ in that time; monthly fees are never refunded, but benefits run to the end of the paid period. Cancel a free trial before it ends and you aren't charged. Renewal charges can be taken up to 6 hours early.[3, 4]
Fees
Delivery and service fees change with the store, the slot and the cart.
Every delivery order must reach $10, and the delivery fee depends on the retailer, the delivery window and the order total; the service fee varies with location and the number and type of items, isn't a tip, and changes when items are refunded or replaced. Instacart's terms add that fees can also vary with demand, and a long-distance fee can apply when the route takes 15+ minutes or includes a toll. If a priority order arrives more than 30 minutes after its window, Instacart may credit or refund the priority fee.[4, 5]
Promotions and credits
One promotion per order, with few exceptions.
Only $0 delivery fee promotions and select promo codes combine with other promotions; you can see and swap the applied offer under Offers and promo codes at checkout. Credits and promotions can't pay for fees, taxes, tips, alcohol, prescriptions, Instacart+ fees or restaurant orders. A promotion drops off if refunds or replacements take the order below its minimum.[7]
5 catches in the fine print
Watch out for
Where shoppers lose the saving they thought they had.
Instacart+ doesn't remove the service fee
The membership waives the delivery fee only. Service fees, priority fees, long-distance and bag fees, taxes and tips still apply, and it doesn't promise faster delivery or better time slots.[2, 4]
A replacement can cost you the coupon
If your shopper swaps a coupon item for one that doesn't qualify, the discount is lost. Set replacement preferences for coupon items before the order is shopped.[7]
Ordering or activating NYT Cooking ends the refund window
The 5-day refund on an annual Instacart+ fee only applies if you haven't placed an order with Instacart+ — and activating the New York Times Cooking subscription also makes the fee non-refundable.[3, 23]
Not answering the shopper can cost $15
Shoppers wait 3 minutes before leaving an order at your door, but orders with alcohol, prescriptions or certified delivery items can't be left. If the shopper can't find or reach you, the order may be cancelled and a $15 fee charged.[24]
The app price may not be the shelf price
Retailers set Instacart prices, some set them differently from their in-store prices, and some in-store sales may not apply. Check the pricing policy under the store's logo — such as Everyday Store Prices — and note that sales tax can be worked out on an item's price before the coupon.[4, 6]
9 questions
Instacart savings FAQ
28 sources, all on instacart.com
Where these facts come from
Every numbered note above points here. We read these pages on Oct 16, 2026. Stores change their policies, so check Instacart's live page before relying on a detail.
- Instacart+ membership page and FAQinstacart.com
- Instacart+ benefitsinstacart.com
- Manage your Instacart+ membershipinstacart.com
- Instacart Terms of Service, including Instacart+ terms (updated May 7, 2026)instacart.com
- Instacart fees and taxesinstacart.com
- Item pricinginstacart.com
- Coupons and promotionsinstacart.com
- Promotion codes terms and conditionsinstacart.com
- Instacart promos and coupons pageinstacart.com
- $0 Delivery Fee on First 3 Orders termsinstacart.com
- Instacart+ and Costco partnershipinstacart.com
- Chase Co-Brand credit card benefitinstacart.com
- EBT SNAP and Instacart+ promotioninstacart.com
- Shop with EBT SNAPinstacart.com
- EBT SNAP on Instacartinstacart.com
- Cancel or reschedule your orderinstacart.com
- Refundsinstacart.com
- Report a problem with your orderinstacart.com
- Retailer return policiesinstacart.com
- Pickup credit backinstacart.com
- Pickup ordersinstacart.com
- Family accountsinstacart.com
- Instacart+ and New York Times Cooking subscription termsinstacart.com
- Receiving your deliveryinstacart.com
- Referralsinstacart.com
- Referral termsinstacart.com
- Add a store loyalty or membership cardinstacart.com
- Redeeming promotion codesinstacart.com
Who worked on this guide
First published Oct 16, 2026. The “Updated” date changes only when the content does. How we research
Written by
Klara Boorm · Store guides writer
Researched and wrote this guide from Instacart's own pages.
Fact-checked by
Laura Dales · Fact-checker
Checked every figure against the 28 sources listed above on Oct 16, 2026.
Codes and offers
David Jones · Codes and offers editor
Instacart doesn't allow sites like ours to list codes, so this guide lists deals only and keeps them current.
Standards
Stasie Williams · Standards and corrections editor
Checked sources, dates and disclosures before publishing, and handles reader corrections.
Spotted something out of date? Tell us — Stasie Williams reviews every correction against Instacart's current page.