
lowes.com
Lowe's Coupons, Promo Codes & Ways to Save
Lowe's runs its own savings programs. The free MyLowe's Rewards membership brings free shipping, points and a $5-off-$50 welcome coupon; the store's credit card takes 5% off, verified military members get 10% off, and Lowe's matches prices.
Does Lowe's have promo codes or coupons?
Yes, but most are personal: new MyLowe's Rewards members get a one-time $5-off-$50 coupon, new cardholders who apply online get a one-time 20% code, and members see their own offers in their account. Enter a code in the Promotional Code box in your cart; Lowe's coupons page notes that some promotions differ between Lowes.com and stores.[3, 9, 10]
Our verdict
Join MyLowe's Rewards (free) before your first order: members can get free shipping on eligible items, every 500 points turn into $5 of MyLowe's Money, and new members get a one-time $5 off a $50 purchase. For a bigger project, the MyLowe's Rewards Credit Card takes 20% off one purchase when you open it (up to $100), then 5% on later ones, and gives most card purchases 365 days for returns. Verified military and their spouses get 10% off most full-price items instead — it can't be combined with the card's 5%.
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5 ways, ranked
Ways to save at Lowe's
Ordered by what each is typically worth to a regular shopper — the biggest saving first.
Join MyLowe's Rewards before your first order
Membership is free. You earn 1 point per $1 on eligible purchases at Bronze, 1.25 at Silver ($500 of spending in a calendar year) and 1.5 at Gold ($2,000), and every 500 points are issued as $5 of MyLowe's Money in your Wallet. New members get a one-time $5 off a purchase of $50 or more (one per household, valid 30 days from issue), and members get free same-day delivery on eligible in-stock orders of $25 or more where it's offered.[1, 2, 8, 10]
- Create a free Lowes.com personal account, online or in the Lowe's app.
- Sign in before you check out online; in store, scan your Member ID or give the phone number on your account.
- Forgot to identify yourself in store? Add the receipt under Purchase History within 45 days.
Put large purchases on the MyLowe's Rewards Credit Card
Lowe's card (some Lowe's pages still call it the Lowe's Advantage Card) has no annual fee, and opening and using a new account brings a one-time 20% off an eligible purchase, up to $100 — if you open it in store you have to ask the cashier to apply it; open it online and you get a one-time code instead. After that, each purchase gets one credit offer: 5% off, or 6 months special financing on $299 or more. Card purchases also get 365 days for most returns, and saving the card to your Lowes.com Wallet moves you up to Silver status.[1, 3, 6]
- See if you prequalify on Lowe's credit page, then apply.
- Plan the 20% around a purchase of up to $500 — above that, the $100 cap applies.
- On later purchases choose 5% off or special financing at checkout; they can't be combined.
Verify military service once for 10% off
Current members and veterans of the US Army, Marine Corps, Navy, Air Force, Coast Guard, Space Force, National Guard, NOAA and the USPHS Commissioned Corps — and their spouses, each with their own account — get 10% off most full-priced items after verifying through ID.me, with no annual maximum. It doesn't apply to sale items, major appliances, lumber, plywood, electrical wire and other commodities, gift cards or services, and can't be combined with any other discount. Verified members are also moved up to Silver status.[4]
- Go to Lowes.com/military/validation, sign in or create a personal account, and verify with ID.me.
- Online, sign in — the discount is applied to eligible items at checkout.
- In store, give the cashier your phone number and show a valid photo ID.
Ask for a price match under the Lowest Price Guarantee
If another local retailer has a current lower price on an identical in-stock item, Lowe's matches it: in store, show the ad, website, printout or photo to an associate; for a price at an online retailer, use chat or call 1-877-465-6937. The comparison includes the competitor's shipping or delivery cost, and the item must be available to ship to you. It excludes Black Friday and other one-time promotions, clearance and open-box items, marketplace sellers, membership warehouse clubs, and price differences between Lowe's own stores or ZIP codes — and a match can't be combined with any other Lowe's offer.[5, 6]
Subscribe to the things you rebuy
Items with a Shop, Subscribe & Save option can be delivered on a schedule you choose, with 5% off select items and free standard shipping. You can skip, pause or cancel at any time; Lowe's sends a reminder, in most cases three days before each order is placed. The price can change between orders — for example when a sale ends — and Lowe's says it notifies you before charging a higher price.[12, 18]
1 deal
Lowe's coupon codes
1 offer, last found Oct 16, 2026. Each one says where it came from.
Codes and offers kept by David Jones, who lists only codes the store makes public.
Lowe's codes are mostly personal — the $5-off-$50 welcome coupon, the one-time 20% code for new cardholders and the offers in each member's account — and they're one per household or nontransferable. We list only offers Lowe's shows publicly on lowes.com, with their terms and end dates.
Up to 35% off select major appliances
Lowe's appliance sale on select major appliances of $396 or more. MyLowe's Rewards members who spend $2,500 on select appliances also get free delivery, basic installation, haul away, installation parts and a 2-year Lowe's Protection Plan.
Found on lowes.com on Oct 16, 2026
Terms
Valid October 8–21, 2026, in store, on lowes.com and in the Lowe's app, while supplies last; selection varies by location. 35% is the top of the range. The free delivery, installation and haul-away bundle needs MyLowe's Rewards membership and $2,500 on select appliances, and excludes MyLowe's Pro Rewards members and Florida. Excludes clearance, small appliances, floor care, water heaters and room air conditioners. Can't be combined with other discounts, including the military discount, the Lowest Price Guarantee and credit offers. One per household.
See the offerEnds Oct 21, 2026
6 rules · lowes.com, United States
The rules that decide what you pay
What Lowe's says about shipping, appliance delivery, returns, card return extension, refunds and combining discounts — the details that turn a good deal into a bad one, or the other way round.
Shipping
Free on eligible orders from $25; no minimum from Silver status up.
Free parcel shipping covers standard delivery of items under 150 lb (70 lb to PO boxes and APO/FPO) to one address in the contiguous US; Lowe's lists MyLowe's Rewards members as eligible too. Delivery takes 1–7 business days after processing, or 7–10 for large and bulky items. Special orders, major appliances that need truck delivery, items from third-party sellers and hazardous materials ($15 handling fee) aren't covered, and shipping charges aren't refundable.[7, 11]
Appliance delivery
$39 delivery on majors from $396 under Lowe's October 2026 terms.
The terms for Lowe's October 8–21, 2026 appliance offer list $39 delivery for any major appliance of $396 or more (after discounts, before taxes and fees), and free delivery, basic installation and haul away for members who spend $2,500 on select appliances. Outside that bundle, haul away of your old appliance is an extra purchase. Inspect a truck delivery before signing the driver's release — signing accepts the goods in their current condition.[13, 14, 15]
Returns
90 days for most new, unused items, with proof of purchase.
Shorter windows apply: 48 hours from delivery or pickup for major appliances, window and portable air conditioners, paint sprayers, tile saws, generators, pressure washers and chainsaws, and 30 days for liquid paint, TVs and electronics, water heaters, HVAC systems, most outdoor power equipment and made-to-measure blinds. Trees, shrubs and perennials can be returned within a year with a receipt. Return to any US Lowe's store, or by mail if your online order came with a FedEx label.[6]
Card return extension
Paying with the Lowe's card gives you 365 days for most returns.
Purchases on the MyLowe's Rewards Credit Card (and Lowe's business accounts) can be returned within 365 days unless the policy says otherwise. Most 48-hour items get 30 days instead — but not generators, pressure washers, chainsaws or pole saws. Purchases made with Lowe's Pay don't get the extension.[6]
Refunds
Back to the original payment; allow up to 7 business days.
Purchases paid with gift cards, merchandise cards or in-store credit are refunded as in-store credit, and MyLowe's Money goes back to your Wallet. Labor and installation charges aren't refundable, delivery or shipping charges only if Lowe's made an error, and on a Buy One, Get One deal the discount is spread across the items, so each refund is the prorated price.[6]
Combining discounts
Most Lowe's discounts don't stack.
The card's 5% and 20% offers, the military discount, the Lowest Price Guarantee and the $5-off-$50 welcome coupon each exclude other promotions and discounts. MyLowe's Money is the exception: up to five can be used per purchase, alongside other discounts and coupons, after everything else is applied. Items sold by Lowe's Marketplace sellers aren't eligible for Lowe's offers or programs at all.[2, 3, 4, 5, 10]
Oct · Nov · Dec
When to shop at Lowe's
Sale events from Lowe's's own pages, each under the months it runs.
October
Major appliance sale
Up to 35% off select major appliances, October 8–21, 2026 — that's the top of the range. MyLowe's Rewards members who spend $2,500 on select appliances also get free delivery, basic installation and haul away (not in Florida).[15]
Oct–Nov
First responder bonus
First responders who verify through ID.me between October 1 and 31, 2026 get $10 of MyLowe's Money, which can take up to 10 days to appear and must be claimed by November 7.[11]
Oct–Nov
Black Friday 2026
Black Friday deals start October 29 and 12 Days of Deals on November 16; Lowe's says its biggest savings come in Thanksgiving week. Doorbusters open to everyone on November 27, and members get them online a day earlier. Stores are closed on Thanksgiving Day; online deals continue.[16]
November
Cyber Monday
November 30, 2026. Lowe's says Cyber Monday and Black Friday savings can differ, so compare both before a big purchase.[17]
December
December Deal Drops
New offers December 3–24, 2026. Stores are closed on Christmas Day.[16]
5 catches in the fine print
Watch out for
Where shoppers lose the saving they thought they had.
MyLowe's Money expires after 30 days
Unless a different date is shown, each $5 certificate expires 30 days after it's issued. Points expire after 365 days with no earning activity, and closing your account cancels any unused rewards.[2]
Appliances: 48 hours to start a return
Major appliances must be returned within 48 hours of delivery or pickup — 30 days only if they're still unopened and factory-sealed, or if you paid with a Lowe's credit account. Check the appliance before you sign for it.[6, 13]
Special financing charges interest back to day one
On the 6-month no-interest offer, interest is charged from the purchase date if the balance isn't paid in full in time. Lowe's lists a 31.99% purchase APR for new accounts (as of March 7, 2024).[3]
Special orders can cost 20% to return
Configured special-order products returned or cancelled more than 72 hours after purchase carry a 20% restocking fee, and they have to go back to the store you bought them from.[6]
Holiday décor must go back by the holiday
Halloween and Christmas items have to be returned on or before the holiday itself (October 31 and December 25), and anything bought after the holiday is final sale.[6]
9 questions
Lowe's savings FAQ
18 sources, all on lowes.com
Where these facts come from
Every numbered note above points here. We read these pages on Oct 16, 2026. Stores change their policies, so check Lowe's's live page before relying on a detail.
- MyLowe's Rewards: how it works, statuses and FAQlowes.com
- Terms and Conditions of Use: MyLowe's Rewards and Marketplace terms (effective October 14, 2026)lowes.com
- MyLowe's Rewards Credit Card offers and termslowes.com
- Everyday Military Discountlowes.com
- Lowest Price Guaranteelowes.com
- Returns, refunds and exchangeslowes.com
- Shipping options, rates and restrictionslowes.com
- Free shipping and free same-day deliverylowes.com
- Lowe's coupons and promo codes pagelowes.com
- Member perks and $5-off-$50 welcome coupon terms (sign-in panel on lowes.com)lowes.com
- First responders: Silver status and October 2026 offerlowes.com
- Lowe's Subscriptionslowes.com
- Truck deliverylowes.com
- Appliance delivery, installation and haul awaylowes.com
- Major appliance offer terms, October 8–21, 2026lowes.com
- Lowe's holiday 2026 announcement: Black Friday and December dates (Lowe's newsroom)corporate.lowes.com
- Cyber Deals 2026lowes.com
- Lowe's Subscriptions terms and conditionslowes.com
Who worked on this guide
First published Oct 16, 2026. The “Updated” date changes only when the content does. How we research
Fact-checked by
Laura Dales · Fact-checker
Checked every figure against the 18 sources listed above on Oct 16, 2026.
Codes and offers
David Jones · Codes and offers editor
Keeps the 1 offer on this page current and removes them when they expire.
Standards
Stasie Williams · Standards and corrections editor
Checked sources, dates and disclosures before publishing, and handles reader corrections.
Spotted something out of date? Tell us — Stasie Williams reviews every correction against Lowe's's current page.